SHEININ INSURANCE GROUP
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PROPERTY INSURANCE
Property insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.

Property Insurance may cover two types of property losses:
  • Direct losses may be covered when property is lost, stolen, damaged and destroyed
  • Indirect or consequential losses related to direct losses may also be covered.
   
CATASTROPHE – EARTHQUAKE, FLOOD AND WIND
 
Just as no two DIC forms are identical, no two DIC risks are identical.  We tailor our marketing approach on the basic exposures as well as the unique characteristics of each account. We access the entire marketplace to select the strongest carries and deliver a comprehensive, customized, cost effective solution for you and your valued client.

We entertain a wide range of DIC risks, from single location risks to highly diverse property schedules with hundreds of locations thought he United States and abroad. Examples include:
 
  • Real estate schedules
  • Commercial/industrial
  • Public entities
  • Hospitality
  • Healthcare
  • Historic / older buildings
  • Wineries and bottling companies
 
BUILDERS’ RISK / COURSE OF CONSTRUCTION
 
We can address all your project specific or master policy needs. We match the right carries and form to the specifications of the project and insured’s requirements. We analyze exposures and PMLs, and ten design a comprehensive and cost effective program.

We also recognize the importance f addressing third party contractual obligations and can work with you casualty placements to help coordinate all coverage and assist you in avoiding costly and embarrassing coverage gaps.B&R is a leader in the wholesale industry in identifying issues and pioneering converse enhancements to address these exposures. Examples include:
 
  • All risk including or excluding earthquake, flood and wind exposures
  • Project specific and master policies
  • All construction types including high valued wood frame
  • Custom homes
  • Conversions and renovations
  • Roads, bridges, tunnels
  • Pipelines
  • Site improvements
 
ALL RISK / FIRE
 
We have specialists with years of property experience. We are successful in placing high fire hazard risks including or excluding catastrophic perils (earthquake, flood, wind and hail).

We entertain property risks of most any type where the standard marketplace is not interested of is unable to provide the desired limits of coverage. We offer a wide range of markets, both admitted and non-admitted, and we work you to design a program with the coverage and value you need to satisfy your most sophisticated and demanding clients. Examples include:
 
  • Habitational (including subsidized housing)
  • Commercial / industrial
  • Recycling
  • Chemical & energy
  • Public entity
  • Hospitality
  • Healthcare
  • Historic / old buildings
  • Vacant properties
  • Remote and isolated property
  • Brush or forest areas
 
   
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